Terms & Conditions

Effective Date: May 28, 2026

Welcome to Family Legacy Services USA. By using this website or submitting a form, you agree to the following Terms & Conditions.

Services

Family Legacy Services USA is an independent insurance brokerage that helps individuals and families learn about life insurance, final expense insurance, mortgage protection, term life insurance, indexed universal life insurance, and related insurance solutions.

No Guarantee of Coverage

Submitting a form, requesting a quote, or speaking with a licensed insurance professional does not guarantee approval for coverage. Insurance products are subject to carrier underwriting, eligibility, state availability, policy terms, and premium payment.

No Insurance Contract Created

The information on this website is for general educational and informational purposes only. Nothing on this website creates an insurance contract or binds coverage. Coverage only becomes effective when an insurance carrier approves and issues a policy and all required premium payments are made.

Communication Consent

By providing your phone number, email address, or submitting a form, you agree that Family Legacy Services USA may contact you by phone, email, and SMS regarding your insurance inquiry, appointment reminders, and follow-up information.

Message frequency may vary. Message and data rates may apply. Reply STOP to opt out of SMS messages and HELP for help. Consent is not a condition of purchase.

Accuracy of Information

You agree to provide accurate and complete information when requesting quotes or insurance guidance. Incorrect or incomplete information may affect your eligibility, pricing, or approval.

Third-Party Insurance Carriers

Insurance products are offered through third-party insurance carriers. Family Legacy Services USA is not responsible for carrier underwriting decisions, pricing, policy approvals, claims decisions, or changes to product availability.

Website Use

You agree not to misuse this website, attempt unauthorized access, interfere with website functionality, or use the website for unlawful purposes.

Limitation of Liability

Family Legacy Services USA is not liable for any indirect, incidental, or consequential damages arising from your use of this website or reliance on information provided on this website.

Privacy

Your use of this website is also governed by our Privacy Policy. Please review our Privacy Policy to understand how we collect, use, and protect your information.

Changes to These Terms

We may update these Terms & Conditions from time to time. Updates will be posted on this page with a revised effective date.

Contact Us

If you have questions about these Terms & Conditions, please contact us:

Family Legacy Services USA

Email: familylegacyservicesusa@gmail.com

Phone: 845-500-0609

Website: https://familylegacyservicesusa.com